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Carleton-Willard Village, 100 Old Billerica Road, Bedford, Massachusetts 01730 (781) 275-8700. Contact: Peggy Whiteley. A not-for-profit continuing-care retirement community, situated on 65 wooded acres yet conveniently located with easy access to Boston's finest museums, concerts, and galleries. Carleton-Willard offers variety in independent housing, with beautiful terrace apartments as well as single-story cluster homes. In addition, the Village offers assistance in living and skilled nursing and rehabilitation services. Accredited by the Continuing Care Accreditation Commission. www.carleton-willard.org.
DeWolfe New England, 171 Huron Avenue, Cambridge 02138, (617) 864-8566. DeWolfe specializes in home buying, home selling, rentals, mortgage, relocation, insurance, and moving services. Harvard and DeWolfe work together to provide buyers and sellers with an exclusive benefits program. Please call one of the following agents for personal service: Barbara Currier, ext. 287; Ilona Kuphal, ext. 247; Bonny Lamb, ext. 225; or Dura Maxfield Winder, ext. 262. www.dewolfecambridge.com.
Hammond Real Estate, Two Brattle Square, Cambridge 02138, (617) 497-4400. Conveniently located in Harvard Square, Hammond is the exclusive Sotheby's affiliate for Cambridge. Specializing in residential and commercial real estate, rentals, and property management. Please call for any of your real-estate needs, e-mail us at cambridge@hammondre.com, or visit us at www.hammondre.com.
Holland Balanced Fund, New York, New York, (800) 304-6552, managed by Michael Holland '66, a 30-year veteran of Wall Street. The fund consists of 60 percent blue-chip stocks, 30 percent Treasury obligations, and 10 percent cash reserves. www.thehollandfund.com.
J. Hans Stumm, 31 St. James Avenue, Suite 930, Boston 02116, (617) 338-1635. J. Hans Stumm, a third-generation insurance agent/financial planner, has been working with individuals and entrepreneurs for more than 24 years. Please visit his website at www.hstumm.com.
Lifebuyer.com, Full Disclosure Insurance Services, Wellesley, Massachusetts, (877) 624-5433, (781) 431-0470, fax (781) 237-5786. We provide discriminating consumers and businesses with a unique way to buy insurance products, or to evaluate those they may already own. We sell life, estate-planning, disability, and long-term care insurances under a "lowest possible sales load" formula. We also use a proprietary "matching protocol" that allows you to apply for coverage only after we have an offer from an insurer customized for your profile. We are specially licensed to provide a fee-only consulting service that consumers and businesses use to evaluate policies they own or are considering for purchase from any source, and we provide a noticeably superior level of information about your insurance options, including the option not to use insurance as a solution. www.lifebuyer.com.
W.T. Phelan Insurance, 11 Dunster Street, Cambridge 02138, (617) 876-0876. Specializing in common-sense estate planning for families and the establishment of gifts to benefit the University. Contact David L. Ramsey '81; dramsey@wtphelan.com.
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